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Lower Credit Card Interest

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Want Lower Credit Card Interest

This just inside: there may be a way to acquire lower credit card interest, a means so stunningly easy, so startlingly outstanding, it’s no wonder the financial wizards didn’t think of it sooner. Now lean in close and listen up, because this good method for getting lower credit card interest will bump your socks off. Are you ready Here it is:

Ask.

What do you imply, a one word respond is cheating Fine, try this: if you want lower credit card interest, ask for it. Seriously. Call your own credit card company and ask if they can give you a lower interest rate. 7 or 8 times away from ten, they’ll really give it to you. Credit card companies need their customers, particularly their good ones, to ensure that they’re in business. And if looking at a choice between making a little less income or making probably none at all–many credit card companies will certainly choose the latter, providing you with lower credit card interest as opposed to risk losing one to another company that will.

Of course, there are items to keep in mind. (Aren’t presently there always) Long time customers who pay if they’re supposed to and don’t provide the credit card companies any hassles are more likely to get their interest levels cut, and cut lower, just for the asking, than somebody that regularly pays just the minimum, or misses payments altogether, or is constantly calling to be able to complain about some aspect of their expenses. But in general, particularly when you’re a good customer that they want to hang on to, just request, and ye shall recieve.

If you’re prepared to change credit card companies if they don’t give you a better rate, the chances improve drastically. Don’t make the danger unless you actually want to go through with it–but if you had been thinking about altering companies to get a reduced credit card interest rate, anyway, why don’t you call the company you are with and see if they’re willing to match–or even beat–the organization you’re thinking of switching to